Risk+ Solutions was founded by Jad G. Doumith and Chadi G. El Nawar in January 2017.
Risk+ Solutions is a Fintech company specialized in developing and implementing financial intelligence and risk management IT solutions for banks and financial institutions
The company offers fully integrated IT solutions covering performance management, balance sheet and capital optimization as well as comprehensive stress testing tools. Our aim is to help our clients comply with regulations and best practices to make informed decisions while managing their balance sheets and risk exposures
Our vision is to help banks elevate their risk management practices from a regulatory compliance exercise to a strategy optimization driver
We provide solutions that help banks optimize their investment decision making through capturing all associated risks and costs i.e., cost of risk, operating costs, capital, funding. We ensure covering latest regulations and best practices in the industry leveraging our consulting and hands-on experience in the risk management field
Our solutions are fully integrated with the bank’s existing systems enabling seamless and on-the-fly what if scenario analysis for timely decision making. On top of our solutions, we offer banks consulting services and targeted trainings to ensure knowledge transfer and long-lasting benefit from our solutions
Meet Our Team
Our team is built upon hands-on professionals with a proven tack record
Learn more about our skills below
Jad has 10+ years of experience in banking and financial regulations with the Banking Control Commission of Lebanon (BCCL), and in particular in the areas of capital management. He was heavily involved in proposing and helping in the drafting of regulations in addition to designing regulatory stress tests, conducting onsite risk assessment missions and monitoring banks’ portfolios of financial instruments including investment funds and structured products.
Jad is the founder and CEO of Finance and Risk Institute (FRI) – leader in the Lebanese market for professional banking trainings and CFA and FRM classes serving 200+ candidates per year and is a regular lecturer on Lebanese Banking Regulations at the Ecole Superieure des Affaires (ESA) in the context of the Lebanese Financial Regulations Exam required by the Central Bank of Lebanon
He is the co-author of the Banking Ethics rule book adopted by the Central Bank of Lebanon for a mandatory exam for all Lebanese banking sector employees
Jad holds a DEA in Management and a Master’s degree in Finance from USJ Beirut and is a CFA (Chartered Financial Analyst) and FRM (Financial Risk Manager) charter holder
Chadi has 9+ years of advisory and banking experience in Europe, MENA and Turkey with bulge bracket institutions (McKinsey, Booz & Co., Bank Audi, Banque Libano-Francaise) where he supported 15+ institutions (central banks, international banks, Islamic banks, investment companies) on regulatory compliance and risk management solution development and implementation, operating model and governance
He has experience across a variety of topics covering financial regulations, credit and market risk management, data infrastructure, technology setup and financial engineering
As part of his recent experience, Chadi assisted a major central bank in designing internal stress testing processes and training material to ensure effectiveness and streamlining of the supervisory process. He has also supported a consortium of top tier international banks in assessing the opportunity to create a collaboration model in response to BCBS revised market risk regulations. He has led as well the transition to Basel III regulations for a major GCC bank with 10+ subsidiaries where he coordinated the effort between all parties including communication with the local regulator to ensure accurate implementation of the new rules
Chadi holds a Master’s degree in Quantitative Finance from CASS business school London, BA in Economics from USJ Beirut. In addition he passed all three levels of the CFA® exams.
Georges has 7+ years of experience in risk management and business intelligence analysis and consultancy including risk solutions quality assurance with Misys, Path Solutions and Bank Audi
He advised 10+ institutions (conventional banks, Islamic banks, investment companies) on developing and implementing risk management solutions (including Shariaa compliant solutions) for a better assessment and management of their balance sheet positions and exposures
Georges gained his experience through a global geographic coverage across GCC, Levant, North Africa and South East Asia and had exposure across a variety of topics covering Basel II and Basel III, stress testing, Value at Risk modeling, financial instruments valuation, yield curve analysis and asset and liability management
Georges holds an MBA from Sagesse University Beirut, BA in Banking & Finance from the Lebanese University and is an FRM (Financial Risk Manager) charter holder
Christian worked on developing advanced quantitative models to calculate the implied Lebanese sovereign rating from CDS prices and market risk capital charges as part of his internship at Bank Audi
Christian holds a Master’s degree in Finance and Actuarial Sciences and a BS in Mathematics from the Lebanese University Faculty of Sciences
Wael has 5+ years of experience in retail banking with BLOM Bank as a data analyst of potential fraud events to detect all kind of suspicious transactions, helping the bank and their customers to protect their assets.
He worked as well as a junior credit analyst trainee for a year handling all kind of operations related to car loans, from procedures follow up to dealers.
He worked as well as a junior credit analyst trainee for a year handling all kind of operations related to car loans, from procedures follow up to dealers.
Wael holds a BA in Banking and Finance from the Lebanese International University, Passed all 3 levels of the CFA exams (Chartered Financial Analyst) and all 2 levels of FRM exams (Financial Risk Manager).